Wisconsin Uninsured or Underinsured Motorist Claims Attorneys
If you were involved in a motor vehicle accident where the other driver either has no insurance or does not have enough to cover your damages, you may need to invoke the underinsured motorist provisions of your own auto insurance coverage. For example, if you were injured in a crash and suffered $100,000 worth of damage and the limit of the other driver’s insurance is $50,000, you could have the right to use the underinsured motorist coverage of your own policy for the remaining $50,000.
In Wisconsin, auto insurance policies are required by law to contain uninsured motorist coverage. It covers you up to a certain amount for injuries caused by a motorist who does not have insurance or an unidentifiable hit-and-run driver. Before accepting any settlement from either the other driver’s insurer or your own, call the experienced Wisconsin uninsured or underinsured motorist claims attorneys at Domnitz & Domnitz, S.C., at 414-289-0909. If you prefer, you can also contact us online.
Many people make the mistake of filing an uninsured or underinsured motorist claim against their insurer without talking to an attorney. Don’t be one of them. As soon as you file an UM or UIM claim, your insurer is allowed to treat you as if you were anyone else filing a claim against them. They are not on your side. Let us fight for you.
Attorneys Helping You Avoid Costly Mistakes With Underinsured Motorist Claims
Because of the highly technical nature of UM/UIM insurance, accepting what appears to be a fair early settlement offer after a car crash most often turns out to be a big mistake. Before you can reach your own underinsured motorist coverage, you need to exhaust the full amount of the other driver’s liability limits. Also, before you qualify for your own underinsured motorist benefits, you need to notify your own insurance company of the other driver’s settlement offer, and then assign your rights against the driver and his or her insurance company to your insurance company. It is a detailed and complex process that is mandatory in Wisconsin.
Sadly, we have seen individuals who tried to navigate this process alone, or with the help of an inexperienced personal injury attorney, and procedural errors resulted in a forfeiture of their right to collect underinsured motorist benefits from their own insurer. Do not let this happen to you. Let us provide you with the benefit of our knowledge and experience to make sure you get the full amount of money you deserve.
In some instances, auto insurance companies, and even your own company, manipulate the process to induce errors, or collude with the other driver’s insurance company to minimize their own exposure on UM/UIM benefits. In cases such as these, we’ll consider your insurance company’s conduct as insurance bad faith and proceed accordingly to protect your rights.
To make sure that you’re receiving the full benefit of your UM/UIM coverage, you need an experienced Wisconsin auto insurance attorney to review and interpret two insurance policies — your own policy and the other driver’s. This should be done as soon as possible after the accident. Remember, the insurance companies will start working on your claim immediately and you need to be protected to ensure full and fair compensation for your losses.
Only by working with skilled Milwaukee motor vehicle accident attorneys can you be sure that you will make the right choices with respect to both the exhaustion of the other driver’s liability coverage and the proper application of your own underinsured motorist insurance. Our Wisconsin uninsured or underinsured motorist claims attorneys can help.
Talk to Our Milwaukee Uninsured and Underinsured Motorist Accident Lawyers
For a free consultation about any Wisconsin automobile insurance dispute, contact a Milwaukee personal injury attorney at Domnitz & Domnitz, S.C.